How do Stripe Connect Payouts to Express Accounts work? - stripe-payments

I am building a platform where vendors list their products for buyers. I would like to know if I, as the platform own controls the amount of money sent to the vendors Express Stripe Connect account. For example, my website allows vendors to list their products for a $100 monthly fee. However, this fee can be charged only if the vendors makes at least 1 sale on my platform during the ongoing month. Vendors have Express Stripe connect accounts. If a buyer pays $500 to the vendor, can I deduct my $100 and send $400 to the vendors? Thank you.
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How to generate invoices for the application fees with Stripe direct charges?

I'm launching a marketplace where some professionals offer their services and customers can book and pay them online. I take percentage fees in the process and I use stripe direct charges for that. So when a customer proceed to a stripe payment though my website the professional (the connected account) gets paid and automatically pays me (the platform account) the application fees percentage that I set.
I've searched on stripe website and couldn't find an answer: Is it possible to generate automatically some invoices from my platform account to the connected account that would be related to the application fees ?
For example if the professional's price is 10$ and the application fees that I set is 10% how could I generate the 1$ invoice to the professional ?
I only found how to build or generate invoices for connected account to their customers but not invoices involving the platform account and the connected account.
It seems like what you are looking for is an application_fee[1] . As the diagram[2] displays, the professional (Connected account) charges the customer directly but your application fee is collected and deposited in your account during the funds flow of the Connected account.
This does not provide any invoice to the professional since the application_fee is sent to your account at the same time as the remaining funds are transferred to the Connected account. This process allows you to have a set percentage based application fee you charge the professionals on your marketplace.
The application_fee approach is the recommended way of collection a fee as part of a direct charge. This will not generate an invoice to your Connected accounts automatically but you could always generate one of your own (outside of Stripe) as a record of the fee for those accounts.
https://stripe.com/docs/connect/direct-charges#collecting-fees
https://stripe.com/docs/connect/direct-charges#flow-of-funds-with-fees

How is the cost of Stripe Connect Express different from Stripe Connect Custom?

I've read all the documentation on this I could find (maybe there is more?) and I'm still unclear on the $2 fee per active account per month.
If I am building a peer to peer e-commerce platform, let's say there are 100 active user accounts.
Of those 100, 10 active accounts sell goods and 90 active accounts are only purchasers of goods from those 10 sellers.
Would the $2 fee be for only the accounts that are selling? Or all 100? This would be a significant monthly cost difference at $20/month vs $200/month.
Thanks in advance for any guidance.
Would the $2 fee be for only the accounts that are selling? Or all 100?
Stripe has multiple products, what you are asking about is the seller side. (https://stripe.com/en-nl/connect)
Connect accounts allow you to manage your sellers - onboard them, verify them (fradulent?), transfer funds to their connected accounts and pay them out.
If you want to integrate payments, you will also need Stripe Payments - https://stripe.com/en-nl/payments
Payments are usually charged per transaction, so I would do some forecast of potential traffic.
Their pricing also depends on the countries you are buying/selling in so I would definitely recommend to check with their sales team and get a quota. They are really helpful and professional.
Maybe a list of useful heads up questions:
Does your platform operates in one country or there is a plan to expand?
What is the average price of goods that are traded (if you take payment cost - is it worth it)?
Are your sellers risky?
Are your buyers risky?
What kind of payment methods will your buyers use?
Do you think your sellers want customized onboarding experience? Can you justify additional cost of onboarding?
No need to share responses, but prepare yourself if you plan to negotiate contract.
I hope this is helpful!

Stripe payment splitting api

i need bit clarification and guidance from exports about splitting stripe payment between multiple sellers.
I am building e-commerce systen and integrated stripe as a payment method for customers and it is working fine. Now I don't want to pay to manually to my sellers registered on my platform. I want to split the payment between several accounts if possible.
Lets say my platform is charging 10% as commission to the sellers and the customer is buying to different items from 2 different seller that worth $1000 than I want to split the payment as follow internally
me $100
seller 1:$450
seller 2:$450
Any help or guidance will be appreciated thanks
Stripe as such does not provide the splitting mechanism. But using Stripe Connect you can do it.
In Stripe connect there is one main account called platform account and can have multiple secondary accounts connected to it. So in your case, your seller will connect with your platform account.
Now for every charge you can split the amount among the seller and platform using application_fee parameter in charge object.
But this method has one problem also
If the customer is purchasing from multiple sellers than you have to charge the customer many times(as no. of the seller). So in case of multiple items from different sellers I have used transfer API to transfer the amount to seller instead of multiple charging to customer
In my system, I also face the same problem and after a lot of research, I found this way working for me.

Multiple Stripe accounts in one form

With Stripe, can I have two charges from two different stripe accounts on one form? ie) Have the setup fee be sent Company A and the product fee sent to Company B...
I am creating a subscription based website however, I need to charge consumers a fee for their transaction as well as send the payment directly to the company. Example: The consumer will be charge a transaction fee of $5, which will go to my company. Furthermore, the price of the product will go to the company that posts the product. Therefore, I get the transaction fee and the company gets the money for their product.
Is there a way to do this with Stripe?
Yes, you'd need to use Stripe Connect to accept payments on behalf of other accounts, and optionally take a cut.
In your case, your account would be the platform's account and the company that ships the product would be a connected account.
You could then accept charges on behalf of this company, and specify your own application fee: https://stripe.com/docs/connect/payments-fees

Google Merchant payout India

I am a developer from India. I have implemented in-app purchase in my app. But I havent received the payout in my bank account yet.
As mentioned in this link https://support.google.com/payments/answer/4392008?hl=en&ref_topic=3092361, I am eligible for the payout only if I cross the minimum amount. But there is no minimum amount mentioned for my country. What can I do?
Developers based in Argentina, Brazil, India, Russia, Taiwan, Indonesia, Malaysia, Thailand, and the Philippines: Your revenue will be paid out once a month through a wire transfer to your bank account.
https://support.google.com/googleplay/android-developer/answer/2700656?hl=en

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