I'm working on a project for a financial institution and they would like to add their debit/credit card to Google Wallet automatically, from within their own app.
I can't seem to locate the correct API for this. Any direction will be appreciated.
TIA!
See my previous answer for How to add credit card to Google Pay from my app?
The name of the feature that you are after is called Android Push Provisioning API. You'll need to request access via: https://developers.google.com/pay/issuers/requesting-access?api=true
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I am working on a stripe backend in node and a react frontend, the idea being to create a platform for buyers and sellers. I have created the seller's side where users create connect accounts and add a bank to that account.
Now I want to set up the buyer's side. I want to be able to have a customer store their credit/debit card information to use to pay in the future. Below are my questions, they're a bit broad but I just want some basic guidance, not looking for code answers:
Should I aim to have users enter information and then have stripe create a customer object with all their information as a way of storing credit card info?
Can I use the react-stripe-elementslibrary to facilitate this process as it seems to be made to be secure? I've been looking at the examples but they seem to revolve around paying directly by inputting information to pay right away. Unless I am misunderstanding?
Should I aim to have users enter information and then have stripe
create a customer object with all their information as a way of
storing credit card info?
Yes, the main approach is to collect the card details which will produce a PaymentMethod object that you can then save to a Customer. The easiest way to do this is by using the SetupIntents API as described here:
https://stripe.com/docs/payments/save-and-reuse
If you follow that guide a PaymentMethod will be created automatically when you confirm the SetupIntent, and since you provide a Customer when creating the SetupIntent, Stripe will automatically save the PaymentMethod to the Customer.
Can I use the react-stripe-elementslibrary to facilitate this process
as it seems to be made to be secure? I've been looking at the examples
but they seem to revolve around paying directly by inputting
information to pay right away. Unless I am misunderstanding?
You should use the new React library from Stripe instead (assuming you're on React v16.8 and above):
https://github.com/stripe/react-stripe-js
The library is a simple wrapper around Stripe Elements which exposes an input field for your users to enter in their credit card details. When you use that pre-built input field from Stripe, they will automatically create PCI compliant forms for you: https://stripe.com/docs/security/guide. Otherwise, you would need to prove your business's PCI compliance annually which is a lot of work.
The client-side steps in the Save and Reuse guide all have a "React" tab that you can click on to show the React version (that uses the new react-stripe-js library):
https://stripe.com/docs/payments/save-and-reuse#web-collect-card-details
I have a platform which users register on with their car and then another user can then rent the car for a period of time. When the payment for the rental is received to our company account I need to be able to pay out 80% to the car owner and then pay our company account the remaining 20%.
I have Stripe integrated on my platform and we can receive payments but I don't know how to set up the rest, Stripe support are saying the platform developers need to do it, but the platform developers don't know where they need to do this and tell me I actually need to do it within Stripe myself. Im so frustrated and confused as no one is helping me.
I would be so grateful for some advice and help on if code needs to be put on the platform by the developer and if so what code? Also if there is a link to the correct guidelines.
Thank you in advance!
Gen
The product you need to use here is called Stripe Connect. It allows you to collect payments on behalf of a third-party, send them the funds and keep a portion of it for yourself.
The idea is that you will act as a platform and have your own Stripe account. Car owners will be able to register with your platform and create their own Stripe account that will be connected to your own.
When a customer wants to book a car you'll be able to collect their card details securely and charge them on behalf of the car owner while keeping a portion of the funds for yourself.
This will be a more complex integration though and something that your developers will need to build for you if you're not the developer yourself. You'll use multiple Stripe products such as Connect as mentioned earlier, but also Checkout or Elements to collect card details.
I'm trying to register a user payment info by directly using fetch to Stripe's API (since it's a React Native app, I can't use Stripe Elements). It follows the usual concept: a user registers his credit card, which is then associated to his account so he can make payments in the app.
I tried to approach this problem by creating a credit card token with the info that the user provides on signup, but I've realized that that token is only worth for one payment, or for associating to a customer.
Meanwhile I saw that Sources are maybe what I need in my app, since we can get back to it and charge it multiple times. However, from what I see in the API docs there's no reference to the credit card info when creating the source.
What do I need to create to be able to do this (registering a card to be used several times) only through the API?
By creating a token previously, you can then use it as an argument to the creation of the source. Then, the token properties will override source parameters. Thanks to #Evgenii Malikov for the tip.
You need to create a token of your card previously. For that, you can use tipsi-stripe package.
Perfect package if you want to implement credit card, apple / google pay.
I am using Stripe API for a project.
My requirement is users using my app can pay some tips or service fees to other serving users. So basically it is a kind of user-to-user payment.
I have tried everything I can and I am searching on the Internet. But didn't find anything helpful.
Is it possible to do using Stripe?
I am new to Stripe. I have used PayPal before to achieve the same.
Thank you!
I don't know Stripe very well, but with most of the payment service providers you could only enter one account number to which the payments will be paid. This for security reasons so other people can't receive your payments by simply hacking a config value with the users' account number.
This is the scenario I expect the system behave:
I have a platform where users can register and store their credit card information online, and with specific user's action, system automatically settles payment.
Of course, user expect automatic payment system as we said so when they enter their card information, and the purpose of this is to simplify the process when they decided to pay for something.
My question is this:
I found that Amazon saves user's card information when they purchased some products then user doesn't need to put all the card information again but just select from the list of cards he used and with one click, it finishes payment.
Also, in price line, I found that it automatically settles after bid accepted.
So I tried to find the provider or payment gateway company that Priceline or Amazon provide, and tried to find the way to implement the system at least, but couldn't find any. What I have found so far were like, using paypal, and it requires user to have paypal id
I'm doing this in PHP, can anybody give me some clue please?
Thanks in advance.
You should be able to do this with most payment gateways that support recurring payments.
Typically what you would do for new customers is capture their card details 'as normal' (via the payment gateway). The payment gateway will return a token id which you then store against the customer record
Next time that customer makes a payment you can submit the tokenised card number to the payment gateway
Since you mentioned Amazon, you might want to look at their payment service API: http://aws.amazon.com/fps/