I am charging a using through stripe.Later i want to transfer winning amount to their stripe account as i already got their stripe_user_id while creating a charge.Now i am using stripe transfer API to transfer amount to their account but i am getting error that you cannot transfer to a non-connected stripe account . Currently i am using the flow of connected account but that is long process in which user fills forms and provide their business details but they are just normal user?How to make the transfers to non-connected stripe account?
Related
I am currently using the stripe issuing api with connect and have the case that I want to add a funds by pulling from the connect owner's bank account a certain amount of money (they specify in a form).
I am currently following this guide, but to top up the financial account it seems that you can only use it with a source or token created through Plaid not with a payment method (which I collect through the payments element form).
Do you know if a payment method is possible to be used to create topups?
I know I can save a card with a customer in Stripe and use it for later. My question is can I save the customer with the card on the main Stripe onboarding account and use that customer for all sub accounts (connected accounts). Or does the customer have to be created and saved on each connected account to work.
Stripe Payment: Save token and customer and make payment later from token
Stripe connected accounts would need to have copies of those customers and cards associated with their accounts to be able to process charges for those cards/customers.
There are ways to copy payment methods from the Platform to the Connected account that are detailed here which you might find useful.
I'm working on a POS app where users can buy things from owners. How can I send the money directly from the user to the owner in nodejs?
Thanks
You need to use Stripe Connect in order to send funds to another account with Stripe.
Stripe Connect is a huge topic and needs lots of research into account types and fund flows: https://stripe.com/docs/connect.
i am using stripe connet account, and i need to transfer money from platform balance to my connected user's external bank account..
so i am using transfers api . on using transfer api, amount is deducted from platform balance and added to connected user's transfers..
after scheduled payout timing.. i.e. (2 days for US) after the transfer was made, the payout will be attempted..
now i want to get notified when the amount reaches the user's bank account... what webhook i should use?
will only transfer(transfer.paid, transfer.failed) webhook will be enough or i need to use payout(payout.failed, payout.paid) webhooks also to be used to get notification that amount reached my connected user's external bank account.
You'll receive a payout.paid event when Stripe expects the payout to land; however, Stripe doesn't receive confirmation of it, so it's a best guess. If the payout fails, you'll receive a payout.failed, so as long as you don't receive that one, you should be good.
My requirement is, from my application I want my user to transfer the amount to another user of my application. Assume that both user have stripe account. I have gone through stripe docs, and I understood that in order to do transfer from one user account to another I need to use stripe connect. I could able to do authentication and I'm getting access token successfully for the sender. How can I make a transfer to a recipient ? I have only recipient's email id with me. Should I need to create a recipient through code and do the transfer using that recipient id returns from stripe ?
Im using php. Please help me.
Stripe Connect doesn't work like that. Instead, Connect allows an application to make card charges on behalf of a user and take a portion of the amount. The rest is automatically and immediately put into the user's Stripe account, where it's subject to the normal bank account transfer rules (2-7 day rolling transfers or API-driven manual transfers).
Another way to do this is using Stripe Recipients and Transfers. For example, your application charges a customer $10. You create a Recipient for your user using their bank account information (account number and routing number). Then, you can create a Transfer from your Stripe account to their bank account. Note that this only works for US bank accounts as of today.
If you really want to do user to user transfers, unfortunately Stripe isn't the platform for you. You could use PayPal or you could possibly use Balanced Payments, although again you can only transfer money to and from US bank accounts.