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I am using a Hyperledger Fabric Blockchain.
My blockchain is "private", which means only people we accept can participate.
Right now, the blockchain is open to Internet. Is it safe ?
Should I put my Blockchain behind an API that would be in charge of Read / Write operations ?
From the "data certification" point of view, less steps between data and blockchain, the better.
Does it make sense in a security point of view ?
I don't get what you mean by blockchain being opened to internet.
If you are referring to the data structure of blocks forming a chain, it's just some files stored in peer component. If you want to discuss about it being opened, I'd rather see it as a peer component being opened to the internet.
If you manage to protect the peer component from illegal access, the only legal access Fabric provides you is through using correctly authorized certificate, so from that point on, I wouldn't worry that much.
Putting API middleware in front of the blockchain, however will provide easier interface for other users. From realistic implementation point of view, those interface will be required to some point, so it should better be protected from other security threats.
What you may want to do is to create a "standard" API for your network. This would be an app which can request for and store crypto from the CA and provides some sort of authentication mechanism to allow authorized users to then use that crypto to make requests to the network.
When you begin onboarding users to your network, you need to give them the option of using your standard API or making their own. This gives them the convenience to get started quickly by using a pre-built solution with the freedom to build their own interface into the network if they would like to.
Right now, the blockchain is open to Internet. Is it safe ?
First of all, Blockchain is secure because of its design. Blockchains stores data using certain rules that are extremely difficult for attackers to manipulate. As the numbers of block grows, it will be harder for attacker to manipulate the old block.
However, although we have a super secure blockchain system, we can't control the security of each user account or third party system.
That's why most of the security breaches in public blockchain are happening on the third party system or because of human error (not inside the blockchain).
Should I put my Blockchain behind an API that would be in charge of
Read / Write operations ?
API can be seen as a "bridge" between blockchain and us. Of course, we need this bridge to read / write Transactions to blockchain. It doesn't matter what bridge are you using, as long you can ensure the security of your bridge design.
From the "data certification" point of view, less steps between data
and blockchain, the better. Does it make sense in a security point of
view ?
One of the important aspect private blockchain is about limiting who can access into a blockchain. By limiting the user interaction, we can reduce the potential of security breach. So, the risk of having security breach can be reduced.
I am using Flash Media Server.
I am confused over various IDs
I am the nearID? And, the person on the other end is farID?
What is a nearNonce ID?
I found a high level architecture explanation that beautifully explained how P2P works overall.
Are there any more articles with detailed explanation of how all pieces fit together in the puzzle?
Finally, for peers to communicate they need to exchange peerIDs. Would using a remote shared object perform this task well or would suggest using some other kind of web service like XMPP?
Apologies for the many questions.
FMS programming can get very confusing. To tackle you last question, typically your peers are introduced via the FMS itself - in Server Side AS. One way to do this is to have your peers connect to a NetGroup, in which case they can discover other peers connected to the same group. You can also manually introduce 2 peers in the SSAS code.
One hard lesson I learned about NetGroups is that simply being connected to a group does not mean that you will receive notification when others join the same group. You only get notified when you gain a new neighbor, which is a direct connection within the group, vs a new non-neighbor peer in the group, which is an indirect connection through other peers. If you want to know when a peer joins a group that peer should announce themselves via a group broadcast.
I'm still learning this stuff, so take this all with a grain of salt :)
While the are many social networks in the wild, most rely on data stored on a central site owned by a third party.
I'd like to build a solution, where data remains local on member's systems. Think of the project as an address book, which automagically updates contact's data as soon a a contact changes its coordinates. This base idea might get extended later on...
Updates will be transferred using public/private key cryptography using a central host. The sole role of the host is to be a store and forward intermediate. Private keys remain private on each member's system.
If two client are both online and a p2p connection could be established, the clients could transfer data telegrams without the central host.
Thus, sender and receiver will be the only parties which are able create authentic messages.
Questions:
Do exist certain protocols which I should adopt?
Are there any security concerns I should keep in mind?
Do exist certain services which should be integrated or used somehow?
More technically:
Use e.g. Amazon or Google provided services?
Or better use a raw web-server? If yes: Why?
Which algorithm and key length should be used?
UPDATE-1
I googled my own question title and found this academic project developed 2008/09: http://www.lifesocial.org/.
The solution you are describing sounds remarkably like email, with encrypted messages as the payload, and an application rather than a human being creating the messages.
It doesn't really sound like "p2p" - in most P2P protocols, the only requirement for central servers is discovery - you're using store & forward.
As a quick proof of concept, I'd set up an email server, and build an application that sends emails to addresses registered on that server, encrypted using PGP - the tooling and libraries are available, so you should be able to get that up and running in days, rather than weeks. In my experience, building a throw-away PoC for this kind of question is a great way of sifting out the nugget of my idea.
The second issue is that the nature of a social network is that it's a network. Your design may require you to store more than the data of the two direct contacts - you may also have to store their friends, or at least the public interactions those friends have had.
This may not be part of your plan, but if it is, you need to think it through early on - you may end up having to transmit the entire social graph to each participant for local storage, which creates a scalability problem....
The paper about Safebook might be interesting for you.
Also you could take a look at other distributed OSN and see what they are doing.
None of the federated networks mentioned on http://en.wikipedia.org/wiki/Distributed_social_network is actually distributed. What Stefan intends to do is indeed new and was only explored by some proprietary folks.
I've been thinking about the same concept for the last two years. I've finally decided to give it a try using Python.
I've spent the better part of last night and this morning writing a sockets communication script & server. I also plan to remove the central server from the equation as it's just plain cumbersome and there's no point to it when all the members could keep copies of their friend's keys.
Each profile could be accessed via a hashed string of someone's public key. My social network relies on nodes and pods. Pods are computers which have their ports open to the network. They help with relaying traffic as most firewalls block incoming socket requests. Nodes store information and share it with other nodes. Each node will get a directory of active pods which may be used to relay their traffic.
The PeerSoN project looks like something you might be interested in: http://www.peerson.net/index.shtml
They have done a lot of research and the papers are available on their site.
Some thoughts about it:
protocols to use: you could think exactly on P2P programs and their design
security concerns: privacy. Take a great care to not open doors: a whole system can get compromised 'cause you have opened some door.
services: you could integrate with the regular social networks through their APIs
People will have to install a program in their computers and remeber to open it everytime, like any P2P client. Leaving everything on a web-server has a smaller footprint / necessity of user action.
Somehow you'll need a centralized server to manage the searches. You can't just broadcast the internet to find friends. Or you'll have to rely uppon email requests to add somenone, and to do that you'll need to know the email in advance.
The fewer friends /contacts use your program, the fewer ones will want to use it, since it won't have contact information available.
I see that your server will be a store and forward, so the update problem is solved.
I am working in PHP on a Linux server with MySQL.
I have a requirement (that I have attempted to talk them out of) to collect credit card information from users so that our company can use the card numbers to hold hotel rooms for a conference. We will not be charging the cards ourselves at all, but instead just sending them to the hotel. I then need to be able to download a CSV file and each time someone signs up an email to go to the admin with all the information.
I tried to explain that this wasn't secure, but several other developers have done this for them in the past before I was working here.
My question is; is there anyway to make this secure? If not are there any third party options to make this happen?
EDIT:
I appreciate everyone who has posted so far, it has simply made me want to attempt to do this less and less. If you could add to your answers simple explanations, oriented at non-tech people, it would be greatly appreciated, in fact site source and links would help me a great deal. I haven't found any sites that would explain this in a non-tech way.
First of, I am not a lawyer. I have implemented CC-handling code several times previously, but I am only familiar with Danish laws and regulations, so your mileage may vary.
As far as I know, there are restrictions in place (law and regulations from the CC providers) that you need to be aware of. I don't know where you are in the world, but in many countries you need to be PCI certified to handle credit card data and that is an extremely onerous, expensive and on-going process.
Other countries, or states, may have notification rules in play that requires you to pay the cost of notifying the card holder if security is broken - and unless you are very careful, it is not unlikely.
In general, I would recommend against that procedure. You may risk being liable for any costs if it goes wrong.
It's really a bad idea to be storing card details. You're opening yourself up for a world of pain in the form of PCI-DSS audits. It is not as simple as 'use encryption', you need to have processes in place to securely manage the encryption keys, schedule key rotation, securely log access and so on and on... Storing card details is absolutely something you want to avoid.
If you have to have something in place, then the best option may be for you (as a company) to take payments from the credit cards to your own merchant account, then pay the hotels separately (from your bank account/whatever). You act as a proxy for the client making the payment to the hotel.
Most payment gateways allow you to store the card details securely, and charge at a later date (using a token id returned by the gateway), which will likely be useful here. But you wont be able to retrieve the card details to pass them through to the hotel in any way, which is why you would need to take payment, then organise a separate payment to the hotel.
Its still quite an undertaking though because a lot of areas of PCI-DSS will come into play even with this simplified solution.
You asked, so here is more information:
PCI-DSS is the Payment Card Industry Data Security Standard. It's a set of guidelines which basically apply to any company that 'touches' cardholder data, in particular the card number. Touching it literally means any handling of the data, even just having it pass through your network without it ever being persisted to disk is enough to mandate that you must comply, (though it is significantly easier if you don't persist the details to disk)
You didn't yet state which part of the world you're in, or how these card details are captured (internet/telephone/in person). These details are significant to how you can achieve compliance.
Start by taking a look at the PCI-DSS SAQ (Self Assessment Questionnaires). These SAQ's are the minimum requirements for companies that do not store cardholder details to disk, and should give a good impression of the security that needs to be in place across the network and policies that should be applied across the company.
As I said, if you're thinking of storing card details then things get more complicated, because as a general rule the SAQ is no longer good enough. You need to enrol the assistance of a QSA (Qualified Security Assessor) who will visit and advise on best practice for data storage and the various other points that come into play. For this level of compliance you're looking at yearly audits (carried out by the QSA), and quarterly network scans. Take a look at the audit procedures to get a detailed look at what is involved. In particular take a look at section 3 and do not underestimate the difficulty of implementing proper key management.
In summary, full PCI compliance will be very costly. Even for a company which already has pretty strong security policies the cost of bringing in a QSA and running quarterly scans and yearly audits alone will likely cost $thousands.
This is very insecure and I think you're correct for opposing it. That said...
Some ideas:
Can the hotel give you a rate/group code that you can disseminate to your users directly? Perhaps you could even give them a link that goes right to the hotel's reservation page, with the code already filled in.
Don't even think about implementing this unless you can do it on an SSL-enabled site.
Don't save the CC number anywhere,
just generate the email and toss the
number out. This alleviates you from having to worry about a ton of very difficult application / server security issues.
Encrypt the email with GPG or
equivalent so that it's protected in
transit and can only be read by the intended recipient.
I suggest you follow the Card Industry PCI compliance closely at least. Here is a PDF document.
As someone who has worked on a system like this, it is 100% illegal to store any credit card information in plain text. You must encrypt all of the data and you are not allowed to know any piece of the keys. It is quite the catch 22, the only way to validate data is to guess as sad as that sounds. This is the exact reason why accidental charges occur.
As others have said here, it's a fact that storing credit card information requires you to be certified. You can ask for information to process the transaction but keeping it on storage of any kind is a big no-no.
Fortunately sites like authorize.net, braintree.com, paypal.com, etc will let you interact with their APIs in such a way that you get a "Customer Vault ID" for each entity you'd like to make transactions for.
These 3rd parties store all the sensitive information in a 100% legit way. And whenever you would like to make a transaction using their saved information, you interact with the service using their "Vault ID".
I've used authorize.net, BrainTree and PayPal. Most recently it was BrainTree and had some good success with them. I would not recommend PayPal unless you need the brand recognition or you just want to do a direct transfer whereby you bypass asking them for account information of any kind (because they already entered it in PayPal).
Make sure your server is as secure as possible and prove that it isn't already compromised. None of this will really work well if you have a compromised server.
Use SSL to protect this information during transit.
Encrypt these details immediately upon receipt. This will help protect it at rest. If possible, encrypt it with a public key for a key pair where the private key (used for decryption) is not on your server. This could easily be that you place this information into the body of the email that you're required to send, then encrypt the body with public-key encryption where your client has the private key. (You could use PGP here). In this way, the data is help on your server as briefly as possible, then once off your server, is accessible only by your client. If you use a symmetric encryption algorithm, then your key will necessarily also be on your server somewhere (on disk, in memory, etc.), which could be obtained and used by an attacker to regain access to the details.
This isn't an endorsement, per se, but I have used this before in similar situations with good results: http://www.pgp.com/products/commandline/
Remember that there are always security holes, but you'll be raising a large barrier against attacks with these steps. I might also add that you look into a system integrity solution like Trip Wire from the immediate build of your server. And of course, ensure that all of your passwords are strong.
If you send the file via email, be sure to use secured connexions (HTTPS / IMAP or POP3 over SSL, SMTP over SSL) on both sending and receiving computers and have the file encrypted prior sending. You can encrypt your mail and attachment via OpenPGP, too. Also, ensure the security between the two mail servers (sending and receiving), or simply use the same domain for sending and receiving email addresses. Do not use the password-feature of a ZIP file or related comrpessing container, since they are usually cryptographically weak.
If you send it on a filesystem (ie. USB pendrive), be sure to use a crypted one (ie. TrueCrypt).
Be sure to have a secured computer where the download and upload takes part (encrypted partition where the download/upload takes place, no spywares on the system, passworded system, firewalled).
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Closed 10 years ago.
This question talks about different payment processors and what they cost, but I'm looking for the answer to what do I need to do if I want to accept credit card payments?
Assume I need to store credit card numbers for customers, so that the obvious solution of relying on the credit card processor to do the heavy lifting is not available.
PCI Data Security, which is apparently the standard for storing credit card info, has a bunch of general requirements, but how does one implement them?
And what about the vendors, like Visa, who have their own best practices?
Do I need to have keyfob access to the machine? What about physically protecting it from hackers in the building? Or even what if someone got their hands on the backup files with the sql server data files on it?
What about backups? Are there other physical copies of that data around?
Tip: If you get a merchant account, you should negotiate that they charge you "interchange-plus" instead of tiered pricing. With tiered pricing, they will charge you different rates based on what type of Visa/MC is used -- ie. they charge you more for cards with big rewards attached to them. Interchange plus billing means you only pay the processor what Visa/MC charges them, plus a flat fee. (Amex and Discover charge their own rates directly to merchants, so this doesn't apply to those cards. You'll find Amex rates to be in the 3% range and Discover could be as low as 1%. Visa/MC is in the 2% range). This service is supposed to do the negotiation for you (I haven't used it, this is not an ad, and I'm not affiliated with the website, but this service is greatly needed.)
This blog post gives a complete rundown of handling credit cards (specifically for the UK).
Perhaps I phrased the question wrong, but I'm looking for tips like these:
Use SecurID or eToken to add an additional password layer to the physical box.
Make sure the box is in a room with a physical lock or keycode combination.
I went through this process not to long ago with a company I worked for and I plan on going through it again soon with my own business. If you have some network technical knowledge, it really isn't that bad. Otherwise you will be better off using Paypal or another type of service.
The process starts by getting a merchant account setup and tied to your bank account. You may want to check with your bank, because a lot of major banks provide merchant services. You may be able to get deals, because you are already a customer of theirs, but if not, then you can shop around. If you plan on accepting Discover or American Express, those will be separate, because they provide the merchant services for their cards, no getting around this. There are other special cases also. This is an application process, be prepared.
Next you will want to purchase an SSL certificate that you can use for securing your communications for when the credit card info is transmitted over public networks. There are plenty of vendors, but my rule of thumb is to pick one that is a brand name in a way. The better they are known, the better your customer has probably heard of them.
Next you will want to find a payment gateway to use with your site. Although this can be optional depending on how big you are, but majority of the time it won't be. You will need one. The payment gateway vendors provide a way to talk to the Internet Gateway API that you will communicate with. Most vendors provide HTTP or TCP/IP communication with their API. They will process the credit card information on your behalf. Two vendors are Authorize.Net and PayFlow Pro. The link I provide below has some more information on other vendors.
Now what? For starters there are guidelines on what your application has to adhere to for transmitting the transactions. During the process of getting everything setup, someone will look at your site or application and make sure you are adhering to the guidelines, like using SSL and that you have terms of use and policy documentation on what the information the user is giving you is used for. Don't steal this from another site. Come up with your own, hire a lawyer if you need to. Most of these things fall under the PCI Data Security link Michael provided in his question.
If you plan on storing the credit card numbers, then you better be prepared to put some security measures in place internally to protect the info. Make sure the server the information is stored on is only accessible to members who need to have access. Like any good security, you do things in layers. The more layers you put in place the better. If you want you can use key fob type security, like SecureID or eToken to protect the room the server is in. If you can't afford the key fob route, then use the two key method. Allow a person who has access to the room to sign out a key, which goes along with a key they already carry. They will need both keys to access the room. Next you protect the communication to the server with policies. My policy is that the only thing communicating to it over the network is the application and that information is encrypted. The server should not be accessible in any other form. For backups, I use truecrypt to encrypt the volumes the backups will be saved to. Anytime the data is removed or stored somewhere else, then again you use truecrypt to encrypt the volume the data is on. Basically where ever the data is, it needs to be encrypted. Make sure all processes for getting at the data carries auditing trails. use logs for access to the server room, use cameras if you can, etc... Another measure is to encrypt the credit card information in the database. This makes sure that the data can only be viewed in your application where you can enforce who sees the information.
I use pfsense for my firewall. I run it off a compact flash card and have two servers setup. One is for fail over for redundancy.
I found this blog post by Rick Strahl which helped tremendously to understand doing e-commerce and what it takes to accept credit cards through a web application.
Well, this turned out to be a long answer. I hope these tips help.
Ask yourself the following question: why do you want to store credit card numbers in the first place? Chances are that you don't. In fact, if you do store them and manage to have one stolen, you could be looking at some serious liability.
I've written an app that does store credit card numbers (since the transactions were processed offline). Here's a good way to do it:
Get an SSL certificate!
Create a form to get CC# from the user.
Encrypt part (not all!) of the CC# and store it in your database. (I'd suggest the middle 8 digits.) Use a strong encryption method and a secret key.
Mail the remainder of the CC# to whoever processes your transactions (probably yourself) with the ID of the person to process.
When you log in later, you will type in the ID and the mailed-out portion of the CC#. Your system can decrypt the other portion and recombine to get the full number so you can process the transaction.
Finally, delete the online record. My paranoid solution was to overwrite the record with random data before deletion, to remove the possibility of an undelete.
This sounds like a lot of work, but by never recording a complete CC# anywhere, you make it extremely hard for a hacker to find anything of value on your webserver. Trust me, it's worth the peace of mind.
The PCI 1.2 document just came out. It gives a process for how to implement PCI compliance along with the requirements. You can find the full doc here:
https://www.pcisecuritystandards.org/security_standards/pci_dss.shtml
Long story short, create a separate network segment for whichever servers will be dedicated to storing CC info (usually DB server(s)). Isolate the data as much as possible, and ensure only the minimum access necessary to access the data is present. Encrypt it when you store it. Never store PAN's. Purge old data and rotate your encryption keys.
Example Don'ts :
Don't let the same account that can lookup general info in the database look up CC info.
Don't keep your CC database on the same physical server as your web server.
Don't allow external (Internet) traffic into your CC database network segment.
Example Dos:
Use a separate Database account to query CC info.
Disallow all but required traffic to CC database server via firewall/access-lists
Restrict access to CC server to a limited set of authorized users.
I'd like to add a non-technical comment that you may wish to think about
Several of my clients run e-commerce sites, including a couple who have moderately large stores. Both of those, whilst they certainly could implement a payment gateway choose not too, they take the cc number, store it temporarily encrypted online and process it manually.
They do this because of the high incidence of fraud and manual processing allows them to take additional checks before filling an order. I'm told that they reject a little over 20% of all their transactions - processing manually certainly takes extra time and in one case they have an employee who does nothing but process transactions, but the cost of paying his salary is apparently less than their exposure if they just passed cc numbers though an online gateway.
Both of these clients are delivering physical goods with resale value, so are particularly exposed and for items like software where a fraudulent sale wouldn't result in any actual loss your mileage would vary, but it's worth considering above the technical aspects of an online gateway if implementing such is really what you want.
EDIT: And since creating this answer I'd like to add a cautionary tale and say that the time is past when this was a good idea.
Why? Because I know of another contact who was taking a similar approach. The card details were stored encrypted, the website was accessed by SSL, and the numbers were deleted immediately after processing. Secure you think?
No - one machine on their network got infected by a key logging Trojan. As a result they were identified as being the source for several score credit card forgeries - and were consequently hit by a large fine.
As a result of this I now never advise anyone to handle credit cards themselves. Payment gateways have since become much more competitive and cost effective, and fraud measures have improved. The risk is now no longer worth it.
I could delete this answer, but I think best to leave up edited as a cautionary tale.
Keep in mind that using SSL to send a card number from a browser to a server is like covering your credit card number with your thumb when you hand your card to a cashier in a restaurant: your thumb (SSL) prevents other customers in the restaurant (the Net) from seeing the card, but once the card is in the hands of the cashier (a web server) the card is no longer protected by the SSL exchange, and the cashier could be doing anything with that card. Access to a saved card number can only be stopped by the security on the web server. Ie, most card thefts on the net aren't done during transmission, they're done by breaking through poor server security and stealing databases.
Why bother with PCI compliance?? At best you'll shave a fraction of a percent off your processing fees. This is one of those cases where you gotta be sure this is what you want to be doing with your time both upfront in development and over time in keeping up with the latest requirements.
In our case, it made the most sense to use a subscription-savy gateway and pair that with a merchant account. The subscription-savy gateway allows you to skip all the PCI compliance and do nothing more than process the transaction proper.
We use TrustCommerce as our gateway and are happy with their service/pricing. They have code for a bunch of languages that makes integration pretty easy.
Be sure to get a handle on the extra work and budget required for PCI. PCI may require huge external audit fees and internal effort/support. Also be aware of the fines/penalties that can be unilaterally levied on you, often hugely disproportionate to the scale of the 'ofense'.
There's a lot to the whole process. The single easiest way to do it is to use services similar to paypal, so that you never actually handle any credit card data. Apart from that, there's a quite a bit of stuff to go through to get approved to offer credit card services on your website. You should probably talk with your bank, and the people who issue your merchant ID to help you in setting up the process.
As others have mentioned the easiest way into this area is with the use of Paypal, Google checkout or Nochex. However if you intend to to a significant amount of business you may wish to look up "upgrading" to higher level site integrations services such as WorldPay, NetBanx (UK) or Neteller (US). All of these services are reasonably easy to set up. And I know that Netbanx offers convenient integration into some of the off the shelf shopping cart solutions such as Intershop (because I wrote some of them). Beyond that you are looking at direct integration with the banking systems (and their APAX systems) but thats hard and at that point you also need to prove to the Credit card companies that you are handling the credit card numbers securely (probably not worth considering if you are not taking $100k's worth per month).
Working from 1st to last the cost/benefits are that the early options are much easier (quicker/cheaper) to set up put you pay quite high handling charges for each transaction. the later ones are much more costly to set up but you pay less in the long run.
The other advantage of the most of the non dedicated solutions is that you don't need to keep encrypted credit card numbers secure. Thats someone else's problem :-)