Is Google Wallet API will allow multiple recipients during a single transaction - android-pay

I am implementing Google Wallet API integration with PHP website. Seems there is no way to add multiple recipients during a single transaction. please let me know if there is any way to do this.

Probably needs some clarification from OP so subject to that clarification:
Google Wallet for Digital and/or Instant Buy, yes, there is only one payer (the Google Wallet account/user who will pay)
recipient however seems to be up to you/your app, more so with Instant Buy since control of the transaction/order flow is handed back to you/your web site. Google (Instant Buy) just handles part of the payment flow (not the entire order/transaction process)
Hth

Related

Saving User's card in Square Payments

I'm new to Square and want to implement it in a React Native app with a Node backend.
I see that there is a method to save the customer's card details.
https://github.com/square/square-nodejs-sdk/blob/master/src/api/customersApi.ts#L230
But there is also the payment form?
https://developer.squareup.com/docs/payment-form/how-it-works
Firstly, I cannot see if the payment form is even available in React Native - information seems very scarce.
Secondly, even if I do implement that form, I can't see a way to connect it to the customers API endpoint.
I don't want to use in-app payments (i.e. google or apple pay). I want to be able to save card details like Amazon does, and use them whenever a user places an order in app (probably triggered by a node process). I'm not sure if I'm going about this the correct way, guidance would be appreciated.
In-App Payments SDK will be the way to go (and there is a React Native plugin already). The In-App Payments SDK is basically a mobile Square Payment Form, that you linked to. It will generate a secure nonce, and you can use the nonce to save the card on file. The next time the customer comes, instead of bringing up In-App Payments, you can simply call CreatePayment in your backend, with the customer_id and the customer_card_id as the source.
As for "connecting it to the Customers API" - you don't connect it directly per se. You would collect information from the customer, on your own, and pass it directly to the Customers API to create a customer. You can then call CreateCustomerCard using the nonce (generated by In-App Payments), and the customer_id that you just created, to save the card to this customer profile.

API to change the credit card used by a google wallet subscription?

Again I am frustrated by the lack of documentation involved in developing using Google Wallet as a payment gateway and I may switch to another service.
My new question is as follows:
Can I programmatically change the payment card utilized by a Google Wallet for digital goods subscription?
If a card utilized in a subscription expires, that is on the user, However, If I do not provide a means of changing the payment card elegantly, that is on me!
Does anyone know how this can be done? Or would I have to create a whole new subscription to produce this effect? This should be a basic feature of any payment gateway so I am assuming that I am missing something.
It should also be noted that creating a new subscription may be problematic without an ability to cancel the previous subscription via the API. Provided that both the old and new cards are still valid, it would attempt to process the payments for both subscriptions!
On a side note, why does it seem that the Google Wallet API is missing so many key features? (annual subscriptions, subscription cancellation, the issue mentioned above, etc...?)
Thanks again everyone!
If Google can't successfully charge, they'll send you a failure postback which you can use to evaluate what to do with the subscription.
It would be best if you don't equate Wallet to a "payment gateway" (or credit card processing service/gateway) because it isn't.
At the end of the day, Wallet basically gives you some "access" to a Wallet User's data. It's up to the Wallet users' to add/remove whatever payment instruments they have in their Google Wallet.
in Wallet for Digital, Google also handles the transaction - the processing part, so you're freed of any PCI compliance, and related payment infrastructure to get stuff going.
Instant Buy, Google will send you a "virtual card" for you to process the transaction using your own/existing credit card processor/gateway. In this case, you do have to be PCI compliant and have existing infrastructure.
In both cases, you don't have access to the actual Wallet users' payment data. Google locks that stuff down.
Hth....

Google wallet integration in android

In the poc given by Google, it is not mentioned about the payment process. Where will the stipulated amount be transferred? There is no way to add the seller's details.
Will google wallet save only our card details and we must use getFullWallet() and use the details to continue process by using another third party payment gateway?or it will handle all the transactions? if so, where can we give seller details in the code?
Any POC on complete google wallet usage will be very much helpful as I couldn't understand the flow in the sample provided.
As in the sample the currency is converted to dollars, is that the case always?
What if I have a card and it is not internationally valid?
A piece of simple code is appreciated.
After getting fullwallet how can we use that to send details to merchant's account?
Will Google Wallet act as payment gateway?
After researching, I found out that Google-Wallet as its name suggests acts as our personal digital wallet and will not be involved in any of the payment gateway process. After fetching the details from Google-Wallet i.e..,getFullWallet() we can send these details to our server which implements the payment gateway on its side.

Google wallet API Integration questions

I am new to integrate Google Wallet and there are some confusion and questions related to that given below:
Is it possible to add multiple items for Google wallet?
How to handle discount by API?
What's the parameter in JWT response on postback URL for success and failure transaction?
Is refund functionality available for a transaction by API call?
Anyone have idea about this. Thanks in advance.
Can you clarify which specific API (Instant Buy or Wallet for Digital)?
Is it possible to add multiple items...
Digital - no, you can however "bundle", see this post for clarification.
Instant Buy - it's just a "layer" on top of your (pre) existing purchase/ordering processes and handles (just) the payment data of a Google Wallet user. The "order details" is something you control. See sample of data you send.
Discounts by API
By API - no. You can pass whatever (pre-calculated) value in both APIs.
Success vs. Failure Postback
Digital - Google will only send HTTP Post to your server URL on successful transaction. See #5: "Google sends an HTTP POST message to the postback URL whenever a purchase completes..."
Instant Buy - not relevant. You are processing the transaction, unlike in Digital where Google is. Instant Buy in a nutshell provides your web site, secure access to a Google Wallet user's data. You need to have your own merchant account/processor, be PCI compliant, etc. That said, you will have the success or failure info that you actually have to send to Google - they need to know if you have successfully processed or not (yup, it's the other way around).
Refund by API
By API - Unless a Googler says otherwise, AFAIK, not at this time, for both APIs.
On that note, for Instant Buy, it's actually unclear to me how to "inform Google" when performing a credit or refund. Its still a "private API" (not GA) so I actually haven't seen its "guts". It's understood that since the merchant uses their own processor that a credit/refund is the same procedure, but letting Google "know" about it (days/weeks after the fact) is something I personally have no actual info on..sorry...I can assume some "button" in merchant center for Instant Buy, but that's just a guess....
Hth....
W.r.t InstantBuy Refunds:
The Refund happens on the virtual one time card that is returned by the Google API. The refund on the card can be done by using any backend payment processor. Once the refund is made to the card, it hits the user's backing card.

What draw the borderline of abusive use of Facebook Chat API

The facebook chat api is a power tool. From a purely technically point of view, it definitely does more than its predecessor of private messages in the Graph API.
This brings up a question of where Facebook is drawing the line of abuse of its chat api.
So here's how I'm planning to use the Facebook chat api for my app.
The app is an event planning app that lets users invite their friends to an event. Other than sending SMS, and emails to notify the guests, the most reliable way is to send invitations through the list of facebook friends. And let's face it, sometimes you may not have the person's phone number in your contact book, and you definitely don't remember most of their emails, so facebook is your only source for reaching them.
So I need a solution to send invitations to the guests. Here are my requirements and conditions:
The guest is a facebook friend of the user
There's no way of obtaining the guest's email (unless the user enters it) or phone number (ie. sms is not an option)
Each guest must receive a link that is unique to him/her
No one else should be able to obtain this link (ie. the message shouldn't be seen publicly)
It must not require the user's interaction to send these invitations (imagine having the user confirm a facebook post 10 times for the 10 facebook friends he's inviting). The invitation must be sent automatically.
Here's the obstacle. Facebook had revoked the functionality to send private message recently (I was able to have my facebook friends send me private messages via an app just over a month ago, not anymore). However, I discover that I could do so using Facebook Chat API.
This seems to be a grey area, my app is using the chat api for the sole purpose of helping the users notify their friends of their event invitation. There's no intention of abuse (such as mass messaging everyone of the user's friends with a link to my APP/website). Is Facebook going to hunt me down and revoke my App's privilege to use Facebook's API?
Can anyone shed some light on whether my intended usage of the API is an abuse or is it legitimate? If it is not legitimate, what are your suggestions.
I'd recommend using core functionality wherever possible here. For example, you could utilise the Facebook 'Event' object and the Graph API to create invite-only events and to invite individual friends of your app's users. This would deliver the same functionality without the need for nonce-based invite URLs and possible misuse of the Chat API. Take a look at https://developers.facebook.com/docs/reference/api/event/#invited for details.

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