I am trying to build an eCommerce site using Stripe and Plaid to do ACH payment and I am new to both. Is Plaid's role mainly to collect the payment and verify the information? Do I use Plaid in the payout process as well? Thank you!
Plaid handles collecting and verifying information about the customer. Stripe handles the actual ACH transfer part. Plaid is not involved in the payout process. For more info you can check out the docs:
https://plaid.com/docs/auth/partnerships/stripe/
https://stripe.com/docs/ach#using-plaid
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I'm using Stripe to collect payments on DocuSign envelope. For ACH payments DocuSign is using Stripe's micro deposit option to verify Bank. I want to use instant verification option here by integrating Plaid with Stripe or Using Stripe ACH Direct Debit but can't find any clue on how to get it working with DocuSign.
Could please directly open a Docusign support case regarding this payment question.
It will be taken in charge by our eSignature support team
Please follow this guide to open a support case:
https://support.docusign.com/s/articles/How-Do-I-Open-a-Case-in-the-DocuSign-Support-Center?language=en_US&rsc_301
Is there a way to like do a transfer from Stripe to a authenticated Plaid account?
In the Stripe docs there's a transfer object but it has a destination property which would be another Stripe account (correct me if I'm wrong).
I wonder if I could use the bank_account_token that would be generated in Plaid (when doing an ACH transfer) to be the destination to make my bank account linked in Stripe transfer to the other bank account that is authenticated by Plaid.
So it's like doing an ACH transfer but the other way around (from my account to the customers account)
Sorry for my bad english and thank you for anyone that can help me.
Stripe has pretty comprehensive docs on how to integrate with Plaid: https://stripe.com/docs/ach#using-plaid
It seems like you can't do the ACH Transfer the other way around (from Stripe to Plaid)
I am currently able to collect single ACH payment using Plaid and Stripe. Users on the app make their payments using the bank login models provided by the plaid.
However, I could not find any resources regarding storage of plaid authorized bank tokens so that it can be used later for automated recurring payments.
Looks like Plaid has documentation on this available here: https://plaid.com/docs/stripe/
Specifically, step 4 details the endpoint used to exchange the Plaid token and account ID from a Stripe bank account token.
How can i do adaptive payment with credit card in Stripe. Payment should directly transfer to merchant bank account.
Can anyone give solution for that?
You can get all required document here.
https://cartalyst.com/manual/stripe/2.0
Recipient service no longer available in stripe it's deprecated. it's replaced with connect.
I implemented Stripe connect which provides token and other useful property of the signee(user). From the tokens provided, is there a way transfer payment from my account to the user Stripe account? This an option https://stripe.com/docs/connect/collecting-fees#charges for me right now because I would like to collect the payments first then transfer it later to the user(recipients).
there does seem to be support for this now:
https://support.stripe.com/questions/how-can-i-migrate-to-a-new-stripe-account
Right now (September 2014) Stripe does not support Stripe account-to-Stripe account transfers in any way. If you have a US Stripe account, you'd be better off using our transfers API, which would allow you to accept the payments and then transfer them to a third-party bank account when appropriate:
https://stripe.com/docs/tutorials/sending-transfers
Cheers,
Larry
PS I work on Support at Stripe.