I am currently able to collect single ACH payment using Plaid and Stripe. Users on the app make their payments using the bank login models provided by the plaid.
However, I could not find any resources regarding storage of plaid authorized bank tokens so that it can be used later for automated recurring payments.
Looks like Plaid has documentation on this available here: https://plaid.com/docs/stripe/
Specifically, step 4 details the endpoint used to exchange the Plaid token and account ID from a Stripe bank account token.
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I am currently using the stripe issuing api with connect and have the case that I want to add a funds by pulling from the connect owner's bank account a certain amount of money (they specify in a form).
I am currently following this guide, but to top up the financial account it seems that you can only use it with a source or token created through Plaid not with a payment method (which I collect through the payments element form).
Do you know if a payment method is possible to be used to create topups?
I am trying to build an eCommerce site using Stripe and Plaid to do ACH payment and I am new to both. Is Plaid's role mainly to collect the payment and verify the information? Do I use Plaid in the payout process as well? Thank you!
Plaid handles collecting and verifying information about the customer. Stripe handles the actual ACH transfer part. Plaid is not involved in the payout process. For more info you can check out the docs:
https://plaid.com/docs/auth/partnerships/stripe/
https://stripe.com/docs/ach#using-plaid
I'm building a demo app where I want to transfer money to and from the test bank account provided in plaid sandbox (the app is just for proof of product so I would like to avoid using live credentials). I use plaid to validate bank account details and a stripe integration to handle ACH charges. I have everything working from a code perspective and end up getting a bank account token which I charge, however the charge is on the stripe test bank account and not the plaid sandbox test bank account. I see in the docs this is expected behavior (not sure why), but I want to be able to make an ach charge on the plaid test bank account. I know this may not be the best place to ask this, but if I spend another second talking with Ethan the Stripe AI Bot, I might lose it. Hoping a stripe/plaid expert can help me out, thanks!
Is there a way to like do a transfer from Stripe to a authenticated Plaid account?
In the Stripe docs there's a transfer object but it has a destination property which would be another Stripe account (correct me if I'm wrong).
I wonder if I could use the bank_account_token that would be generated in Plaid (when doing an ACH transfer) to be the destination to make my bank account linked in Stripe transfer to the other bank account that is authenticated by Plaid.
So it's like doing an ACH transfer but the other way around (from my account to the customers account)
Sorry for my bad english and thank you for anyone that can help me.
Stripe has pretty comprehensive docs on how to integrate with Plaid: https://stripe.com/docs/ach#using-plaid
It seems like you can't do the ACH Transfer the other way around (from Stripe to Plaid)
I am using ACH payment for collecting money from customer as investment. I can add bank account using plaid and stripe. But how can i get bank account number from source in stripe API?
You cannot. By design, Stripe's API will not return the full account number, only the last 4 digits (via the last4 attribute).