I was having some difficulties figuring out how to add a customer and card with no charge to Stripe using the API where I think I came across a solution that seems to work but am not sure if I am creating issues that I cannot see.
What I am doing is using the Checkout option with strip and in my charge.php file I am deleting the below code so that no charge is made:
$charge = \Stripe\Charge::create(array(
'customer' => $customer->id,
'amount' => 5000,
'currency' => 'usd'
));
I am only keeping the below code:
$customer = \Stripe\Customer::create(array(
'email' => 'customer#example.com',
'source' => $token
));
As far as I can tell, the customer is being created, I can use that customer data to charge the card in the future and no charge is being made to the card when they submit the form.
Am I missing something here?
As per the documentation here https://stripe.com/docs/charges#saving-credit-card-details-for-later - it's possible to store the customer's card details for a future date.
Using the following will store the customer and their card details for later:
$customer = \Stripe\Customer::create(array(
'email' => 'customer#example.com',
'source' => $token
));
Nothing else is needed. When you get ready to charge the customer in the future, you'll fetch their data (via their customer ID), and then run the following code:
$charge = \Stripe\Charge::create(array(
'customer' => $customer->id,
'amount' => 9999,
'currency' => 'usd'
));
Related
I want to build the process below
When a client presses the Book button, we need to place a hold on the credit card for the amount of the transaction
I think the hold does not charge the card, ie the money does not leave the card
The hold just checks that the money is available and reserves it for a few days
Within these 7 days, I call another API to complete the charge, to cancel the hold, or just let the hold expire.
If a client books an appointment, the money goes on hold and then, after a day or so, he cancels, the hold should be released
I checked the Stripe API doc, but I am not sure how to do this process.
I think it must to using the paymentIntent API.
Please explain to me what process I must do.
$stripe = new \Stripe\StripeClient(env('STRIPE_SECRET_KEY'));
$getPaymentMethod = $stripe->paymentMethods->all([
'customer' => $request->customerId,
'type' => 'card',
]);
$createIntent = $stripe->paymentIntents->create([
'amount' => $request->price * 100,
'currency' => 'usd',
'payment_method' => $getPaymentMethod->data[0]->id,
'payment_method_types' => [$request->paymentType],
'customer' => $request->customerId,
'capture_method' => 'manual',
'description' => 'The payment of the appointment',
]);
$confirmPaymentIntent = $stripe->paymentIntents->confirm(
$createIntent->id,
['payment_method' => $getPaymentMethod->data[0]->id]
);
$captureIntent = $stripe->paymentIntents->retrieve($confirmPaymentIntent->id);
$results = $captureIntent->capture($confirmPaymentIntent->id);
return $results;
I tried this code so it is working and the payment capture.
But it didn't charge the money on the stripe and the balance is $0.00.
I am not sure it is correct and how to do next step for complete.
Please help me. what should I?
How to save card details in stripe payment gateway and use card details for next payment for particular user who entered the card details before
thank you
Before saving card you need to create customer first like below
Right now I am giving you an example with PHP language.
Creating customer :
$customer = \Stripe\Customer::create([
'name' => 'Test User',
'email' => 'cardtestuser#gmail.com',
'description' => 'My First Test Customer',
]);
You can refer the link for more detail : https://stripe.com/docs/api/customers/create
It will return the object with customer id e.g : cust_**** that you need to keep with you for later used else you can get it from Stripe dashboard.
Now we need to generate token for the card that we need to add to the customer that recently created in stripe
$token = \Stripe\Token::create([
'card' => [
'number' => '4242424242424242',
'exp_month' => 3,
'exp_year' => 2021,
'cvc' => '314',
],
]);
Above code return the card token e.g tok_*** that you need to use to save card to the customer
Here is the code to create new card to customer
\Stripe\Customer::createSource(
$customer->id,
['source' => $token->id]
);
You can save customeId(cust_###) and cardId(card_###) in database or somewhere else so you can use it later while making payment from card
Hope this will help you
I am using stripe.js with php and I am having issue in creating token for existing/saved cards and for new card everything works fine. Is there any function to generate token based on cardId and customerId
It is neither necessary nor possible to create a new token from an existing Customer or Card object. Once a card has been stored on a Customer object, you can complete a charge using only your secret key and the Customer ID. From the docs:
// Set your secret key: remember to change this to your live secret key in production
// See your keys here: https://dashboard.stripe.com/account/apikeys
\Stripe\Stripe::setApiKey("sk_test_BQokikJOvBiI2HlWgH4olfQ2");
// Token is created using Stripe.js or Checkout!
// Get the payment token ID submitted by the form:
$token = $_POST['stripeToken'];
// Create a Customer:
$customer = \Stripe\Customer::create(array(
"email" => "paying.user#example.com",
"source" => $token,
));
// Charge the Customer instead of the card:
$charge = \Stripe\Charge::create(array(
"amount" => 1000,
"currency" => "usd",
"customer" => $customer->id
));
// YOUR CODE: Save the customer ID and other info in a database for later.
// YOUR CODE (LATER): When it's time to charge the customer again, retrieve the customer ID.
$charge = \Stripe\Charge::create(array(
"amount" => 1500, // $15.00 this time
"currency" => "usd",
"customer" => $customer_id
));
If you have any other questions about how to implement a particular payment flow on Stripe I'd recommend getting in touch with Stripe support.
I'm using embed stripe.js
Upon form completion, the form redirects to: www.mydomain.com/doc-whatever/?action=payment
This url param fires the serverside code. Abbreviated pseudo code:
$token = $_POST['stripeToken'];
//check if customer ID exists in the DB.
//returns the stripe customer id of client attached to the document.
//May or may not be logged in.
$customers_stripe_id = get_customer_stripe_id()
if ( ! $customers_stripe_id ) {
$customer = \Stripe\Customer::create(array(
'email' => 'customer#example.com',
'source' => $token
));
$customers_stripe_id = $customer_id;
}
$charge = \Stripe\Charge::create(array(
'customer' => $customers_stripe_id,
'amount' => 5000,
'currency' => 'usd'
));
This works just fine, however there is an obvious security issue here. One can simply navigate to www.mydomain.com/doc-whatever/?action=payment and if there is stripe customer id stored in the database, the card customer will be charged.
Your server-side code should be authorized then, so that for example only a logged in customer himself or an admin could fire that action.
I am trying to implement an Application fee on all transactions sent through a Stripe charge. I have created a stripe platform and connected an account to it however whenever I add the application fee to the charge it doesn't come up in stripe dashboard.
The following code works and makes a charge to the platform.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
));
This code also works. It sends the entire charge to the connected account and charges the platform the stripe fees.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
"desitnation" => 'acct_#connectedaccountid'
));
But the following doesn't work even though its from the stripe website.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
"application_fee" => 1000
),array("stripe_account" => 'acct_#connectedaccountid'));
This code returns and tells the website that the payment was made but when I check stripe its never there in either account and not in collected fees.
Further info: the token uses the platform's pk_test#platformcode.
Using the destination parameter allows you to create a charge through the platform's account. In this case, the platform will pay Stripe's fees and is responsible for refunds and chargebacks.
\Stripe\Stripe::setApiKey({PLATFORM_SECRET_KEY});
\Stripe\Charge::create(array(
'amount' => 10000,
'currency' => 'usd',
'application_fee' => 1000,
'source' => $_POST['stripeToken'],
'destination' => {CONNECTED_STRIPE_ACCOUNT_ID}
));
Authenticating as the connected account, you can create a charge directly on it:
\Stripe\Stripe::setApiKey({PLATFORM_SECRET_KEY});
\Stripe\Charge::create(
array(
'amount' => 10000,
'currency' => 'usd',
'application_fee' => 1000,
'source' => $_POST['stripeToken']
),
array('stripe_account' => {CONNECTED_STRIPE_ACCOUNT_ID})
);
In both these examples, {PLATFORM_SECRET_KEY} is the platform's secret API key (starts with sk_) and {CONNECTED_STRIPE_ACCOUNT_ID} is the ID of the connected account (starts with acct_).
If the second sample doesn't work for you, you might want to make sure you're using the latest version of the Stripe PHP bindings.
You should charge the destination charges similar to this
Stripe.api_key = "sk_test_BQokikJOvBiI2HlWgH4olfQ2"
charge = Stripe::Charge.create({
:amount => 1000,
:currency => "usd",
:source => "tok_visa",
:destination => {
:amount => 877,
:account => "{CONNECTED_STRIPE_ACCOUNT_ID}",
}
})
This is working solution for ruby.
Refer this link to understand more about the flow of funds between connected account and platform account
Generally, stripe support the application fee in this case.
The service doesn't get the fee directly.
When a customer send money to another customer by using a service(or host site) that using stripe for transaction, the there will be 2 kind of fees should be exist.
First kind of fee is produced for the stripe.
Another kind of fee is produced for the service(host site).
So that the service(host site) could get profit from customers.
First I recommend you to check out this url: https://stripe.com/docs/connect/direct-charges
And it says: "Charges created directly on the connected account are only reported on that account; they aren’t shown in your platform’s Dashboard, exports, or other reporting, although you can always retrieve this information via the API."
Fixed: Post the answer here for future people using application fee on Stripe as I couldn't find the answer anywhere.
Code is below. But the main problem is you shouldn't use the connect account ID. You should be using the sk_test_#code# that was generated when connecting the accounts together. It is not the platform or connect users sk_test_#code#. It is the code generated by Oauth when the user connects with stripe platform. There is also a modification to the code.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
"application_fee" => 1000
), sk_test_#connectioncode'));