I want to build the process below
When a client presses the Book button, we need to place a hold on the credit card for the amount of the transaction
I think the hold does not charge the card, ie the money does not leave the card
The hold just checks that the money is available and reserves it for a few days
Within these 7 days, I call another API to complete the charge, to cancel the hold, or just let the hold expire.
If a client books an appointment, the money goes on hold and then, after a day or so, he cancels, the hold should be released
I checked the Stripe API doc, but I am not sure how to do this process.
I think it must to using the paymentIntent API.
Please explain to me what process I must do.
$stripe = new \Stripe\StripeClient(env('STRIPE_SECRET_KEY'));
$getPaymentMethod = $stripe->paymentMethods->all([
'customer' => $request->customerId,
'type' => 'card',
]);
$createIntent = $stripe->paymentIntents->create([
'amount' => $request->price * 100,
'currency' => 'usd',
'payment_method' => $getPaymentMethod->data[0]->id,
'payment_method_types' => [$request->paymentType],
'customer' => $request->customerId,
'capture_method' => 'manual',
'description' => 'The payment of the appointment',
]);
$confirmPaymentIntent = $stripe->paymentIntents->confirm(
$createIntent->id,
['payment_method' => $getPaymentMethod->data[0]->id]
);
$captureIntent = $stripe->paymentIntents->retrieve($confirmPaymentIntent->id);
$results = $captureIntent->capture($confirmPaymentIntent->id);
return $results;
I tried this code so it is working and the payment capture.
But it didn't charge the money on the stripe and the balance is $0.00.
I am not sure it is correct and how to do next step for complete.
Please help me. what should I?
Related
How to save card details in stripe payment gateway and use card details for next payment for particular user who entered the card details before
thank you
Before saving card you need to create customer first like below
Right now I am giving you an example with PHP language.
Creating customer :
$customer = \Stripe\Customer::create([
'name' => 'Test User',
'email' => 'cardtestuser#gmail.com',
'description' => 'My First Test Customer',
]);
You can refer the link for more detail : https://stripe.com/docs/api/customers/create
It will return the object with customer id e.g : cust_**** that you need to keep with you for later used else you can get it from Stripe dashboard.
Now we need to generate token for the card that we need to add to the customer that recently created in stripe
$token = \Stripe\Token::create([
'card' => [
'number' => '4242424242424242',
'exp_month' => 3,
'exp_year' => 2021,
'cvc' => '314',
],
]);
Above code return the card token e.g tok_*** that you need to use to save card to the customer
Here is the code to create new card to customer
\Stripe\Customer::createSource(
$customer->id,
['source' => $token->id]
);
You can save customeId(cust_###) and cardId(card_###) in database or somewhere else so you can use it later while making payment from card
Hope this will help you
I'm currently trying to create charges with the server side stripe api.
But i'm facing a problem; I'm using two ways to proceed with the paiement:
either the user can pay using the stripe element => I'm therefore using the generated token ('tok_somethingId') to effectuate the paiement
or, if the user already added some cards on is account he can select on of them in a list => The server then use the card id ('card_somethingId') and the customer id ('cus_smoethingId')
I was wondering if there was a way to generate a token with a card id and a customer id in order to use this token to create the charge instead of using the card id and the customer id to charge the user.
I already tried with https://stripe.com/docs/api/node#create_card_token but it doesn't seem to work.
stripe.tokens.create({
card: cardId,
customer: customerId
}, function(err, token) {
// do smthg here with the token
});
This give me this error message
If you are doing payment with stored card then no need to get token,
1- Create customer on stripe
$customer = \Stripe\Customer::create([
'email' => $customer_email,
]);
$response = ['status' => 'success', 'response' => $customer];
when you have created customer then you have customer_id
if(isset($response ['response']['id']))
$response ['customer_id'] = $response ['response']['id'];
2 - you can add card on stripe by the customer id and card token
$customer = \Stripe\Customer::retrieve($customer_id);
$creditCard = $customer->sources->create(array("source" => $cardToken));
$response = ['status' => 'success', 'response' => $creditCard];
Now you have card id like this
"id": "card_1D4plsDExLRkbD8k1UWdqwIr"
3- you can store multiple cards on customer and also can have retreive
$cards = \Stripe\Customer::retrieve($customer_id)->sources->all(array(
"object" => "card"
));
4 -you can payment via card card that is stored on customer account
$params = [
'currency' => 'USD',
'amount' => $total_amount * 100,
// converting dollars to cents
'description' => $description, //it may be blank
'customer' => $customer_id,
"card" => $card_id'
];
$transaction = \Stripe\Charge::create($params);
$response = ['status' => 'success', 'response' => $transaction['id']];
Here we are not using 'source' parameter because it is used when we are payment via card token.
You can not create a new token for an existing card as this would not make sense. The card is already saved on the customer and you can charge it.
The easiest solution here is likely to do the reverse and save the card on a customer when you get a token tok_XXXX. This way, you always charge a card by passing the customer parameter as the customer id cus_XXXX and the source parameter as the card id card_XXXX.
Otherwise, you need to handle this dynamically so that you know if you are getting a token (tok_XXXX) or a card id (card_XXXX) and pass different parameters based on that decision. Your front-end code should know which case you ended up in.
just pass the values in the body,
[{"key":"amount","value":"1000","description":""},{"key":"currency","value":"usd","description":""},{"key":"customer","value":"cus_ID","description":""},{"key":"description","value":"\"Charge for jenny.rosen#example.com\"","description":""},{"key":"card","value":"card_ID","description":""}]
this working for me
I was having some difficulties figuring out how to add a customer and card with no charge to Stripe using the API where I think I came across a solution that seems to work but am not sure if I am creating issues that I cannot see.
What I am doing is using the Checkout option with strip and in my charge.php file I am deleting the below code so that no charge is made:
$charge = \Stripe\Charge::create(array(
'customer' => $customer->id,
'amount' => 5000,
'currency' => 'usd'
));
I am only keeping the below code:
$customer = \Stripe\Customer::create(array(
'email' => 'customer#example.com',
'source' => $token
));
As far as I can tell, the customer is being created, I can use that customer data to charge the card in the future and no charge is being made to the card when they submit the form.
Am I missing something here?
As per the documentation here https://stripe.com/docs/charges#saving-credit-card-details-for-later - it's possible to store the customer's card details for a future date.
Using the following will store the customer and their card details for later:
$customer = \Stripe\Customer::create(array(
'email' => 'customer#example.com',
'source' => $token
));
Nothing else is needed. When you get ready to charge the customer in the future, you'll fetch their data (via their customer ID), and then run the following code:
$charge = \Stripe\Charge::create(array(
'customer' => $customer->id,
'amount' => 9999,
'currency' => 'usd'
));
Does anyone know how to transfer to a bank account using Stripe API?
In the Stripe Reference it looks very simple: https://stripe.com/docs/api/python#create_transfer
stripe.Transfer.create(
amount=400,
currency="usd",
destination="acct_19MKfXGyOv0GIG6Z",
description="Transfer for test#example.com"
)
I don't understand where the destination id comes from. How can I get the destination id of a bank account?
Thanks
There are two types of transfers with Stripe:
internal transfers, from a Stripe platform account to one of its connected accounts. This is known as a "special-case transfer".
external transfers, from a Stripe account to its associated bank account.
If you only have a single bank account for a given currency, you can use the special value "default_for_currency" for the destination parameter.
E.g. if you run this code:
stripe.Transfer.create(
amount=400,
currency="usd",
destination="default_for_currency",
description="Transfer for test#example.com"
)
then $4.00 would be sent to your USD bank account.
EDIT: On newer API versions (>= 2017-04-06), "internal transfers" are now simply known as "transfers", and "external transfers" are now known as "payouts". Cf. this doc page for more information.
I have to use the below code in my existing project
Stripe\Stripe::setApiKey(env('STRIPE_SECRET'));
// Create a Charge:
$charge = \Stripe\Charge::create([
'amount' => 1300,
'currency' => 'GBP',
'customer' => 'cus_FM5OdvqpYD7AbR', // customer id
'transfer_group' => date('y-m-d_h:i:s'),
'transfer_data' => [
'destination' => 'acct_1EuyLUIpWjdwbl8y', // destination id
'amount' => 700
]
]);
dd($charge);
https://stripe.com/docs/connect/custom-accounts
this above link will let you know how to get bank account id
stripe.accounts.create({
country: "US",
type: "custom"
}).then(function(acct) {
// asynchronously called
});
you can get
this code will give acc. id in response that you can use in destination.
I am trying to implement an Application fee on all transactions sent through a Stripe charge. I have created a stripe platform and connected an account to it however whenever I add the application fee to the charge it doesn't come up in stripe dashboard.
The following code works and makes a charge to the platform.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
));
This code also works. It sends the entire charge to the connected account and charges the platform the stripe fees.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
"desitnation" => 'acct_#connectedaccountid'
));
But the following doesn't work even though its from the stripe website.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
"application_fee" => 1000
),array("stripe_account" => 'acct_#connectedaccountid'));
This code returns and tells the website that the payment was made but when I check stripe its never there in either account and not in collected fees.
Further info: the token uses the platform's pk_test#platformcode.
Using the destination parameter allows you to create a charge through the platform's account. In this case, the platform will pay Stripe's fees and is responsible for refunds and chargebacks.
\Stripe\Stripe::setApiKey({PLATFORM_SECRET_KEY});
\Stripe\Charge::create(array(
'amount' => 10000,
'currency' => 'usd',
'application_fee' => 1000,
'source' => $_POST['stripeToken'],
'destination' => {CONNECTED_STRIPE_ACCOUNT_ID}
));
Authenticating as the connected account, you can create a charge directly on it:
\Stripe\Stripe::setApiKey({PLATFORM_SECRET_KEY});
\Stripe\Charge::create(
array(
'amount' => 10000,
'currency' => 'usd',
'application_fee' => 1000,
'source' => $_POST['stripeToken']
),
array('stripe_account' => {CONNECTED_STRIPE_ACCOUNT_ID})
);
In both these examples, {PLATFORM_SECRET_KEY} is the platform's secret API key (starts with sk_) and {CONNECTED_STRIPE_ACCOUNT_ID} is the ID of the connected account (starts with acct_).
If the second sample doesn't work for you, you might want to make sure you're using the latest version of the Stripe PHP bindings.
You should charge the destination charges similar to this
Stripe.api_key = "sk_test_BQokikJOvBiI2HlWgH4olfQ2"
charge = Stripe::Charge.create({
:amount => 1000,
:currency => "usd",
:source => "tok_visa",
:destination => {
:amount => 877,
:account => "{CONNECTED_STRIPE_ACCOUNT_ID}",
}
})
This is working solution for ruby.
Refer this link to understand more about the flow of funds between connected account and platform account
Generally, stripe support the application fee in this case.
The service doesn't get the fee directly.
When a customer send money to another customer by using a service(or host site) that using stripe for transaction, the there will be 2 kind of fees should be exist.
First kind of fee is produced for the stripe.
Another kind of fee is produced for the service(host site).
So that the service(host site) could get profit from customers.
First I recommend you to check out this url: https://stripe.com/docs/connect/direct-charges
And it says: "Charges created directly on the connected account are only reported on that account; they aren’t shown in your platform’s Dashboard, exports, or other reporting, although you can always retrieve this information via the API."
Fixed: Post the answer here for future people using application fee on Stripe as I couldn't find the answer anywhere.
Code is below. But the main problem is you shouldn't use the connect account ID. You should be using the sk_test_#code# that was generated when connecting the accounts together. It is not the platform or connect users sk_test_#code#. It is the code generated by Oauth when the user connects with stripe platform. There is also a modification to the code.
Stripe::setApiKey("sk_test_#platformcode");
Stripe_Charge::create(
array(
"amount" => 10000,
"currency" => "usd",
"source" => $_POST['stripeToken'],
"application_fee" => 1000
), sk_test_#connectioncode'));